Gapwise Premiums

Our gap cover premiums show how young dependants benefit from their own preferential rates which are not influenced by the age group of the Principal or older dependants.

2023

See further down for 2024 premiums

Comprehensive Plan

This option provides a full range of benefits for in- and out-of-hospital procedural expenses including 500% gap cover, co-payments, penalty payments, cancer, specialist consultations and much more.

Principal Age Group Monthly Premium
18 to 24 R127.00
25 to 34 R152.00
35 to 44 R171.00
45 to 54 R183.00
55 to 64 R365.00
Over 65 R466.00
Policy Fee * R13.00
Dependant Age Group Monthly Premium
0 to 17 R47.00
18 to 24 R85.00
25 to 34 R102.00
35 to 44 R113.00
45 to 54 R119.00
55 to 64 R244.00
Over 64 R312.00

Ultra Cover Plan

Our flagship option includes all the benefits of Comprehensive, but with higher limits. It also has a Sub-limit Enhancer benefit, providing cover when you reach your sub-limit for internal prosthesis, MRI & CT scans.

Principal Age Group Monthly Premium
18 to 24 159.00
25 to 34 R191.00
35 to 44 R214.00
45 to 54 R230.00
55 to 64 R457.00
Over 65 R581.00
Policy Fee * R20.00
Dependant Age Group Monthly Premium
0 to 17 R67.00
18 to 24 R106.00
25 to 34 R127.00
35 to 44 R143.00
45 to 54 R148.00
55 to 64 R305.00
Over 64 R388.00
* The policy fee is added once the total premium has been calculated, to get the total monthly deduction amount.

2024

Comprehensive Plan

This option provides a full range of benefits for in- and out-of-hospital procedural expenses including 500% gap cover, co-payments, penalty payments, cancer, specialist consultations and much more.

Principal Age Group Monthly Premium
18 to 24 R138.00
25 to 34 R165.00
35 to 44 R185.00
45 to 54 R198.00
55 to 64 R395.00
Over 65 R504.00
Policy Fee * R13.00
Dependant Age Group Monthly Premium
0 to 17 R51.00
18 to 24 R92.00
25 to 34 R111.00
35 to 44 R123.00
45 to 54 R129.00
55 to 64 R264.00
Over 64 R332.00

Ultra Cover Plan

Our flagship option includes all the benefits of Comprehensive, but with higher limits. It also has a Sub-limit Enhancer benefit, providing cover when you reach your sub-limit for internal prosthesis, MRI & CT scans.

Principal Age Group Monthly Premium
18 to 24 159.00
25 to 34 R191.00
35 to 44 R214.00
45 to 54 R230.00
55 to 64 R457.00
Over 65 R581.00
Policy Fee * R20.00
Dependant Age Group Monthly Premium
0 to 17 R67.00
18 to 24 R106.00
25 to 34 R127.00
35 to 44 R143.00
45 to 54 R148.00
55 to 64 R305.00
Over 64 R388.00
* The policy fee is added once the total premium has been calculated, to get the total monthly deduction amount.