Who Will Cover You When Your Medical Aid Can't?

From as little as R112 per month *

Gapwise protects you against medical aid shortfalls and future debt

Who Will Cover You When Your Medical Aid Can't?

From as little as R112 per month *

Gapwise protects you against medical aid shortfalls and future debt

Protect yourself against Medical Aid Shortfalls with one of two Gapwise plans

Each plan has been carefully selected to address the needs of our customers so you can find the right cover at the right price. Our dedicated team is available to answer any questions you may have and guide you towards bridging the gap that’s right for you.

Comprehensive


Starting at R112 a month, this covers:

1. In-Hospital Expenses

Gap Cover, Co-Payment Cover, Admission Fee Cover, Penalty Fee Cover, Appliance Benefit, Emergency Room Benefit, Hospital Account Shortfall Cover and Day-Hospital Cover.

2. Cancer

Initial Cancer Diagosis Cover, Cancer Shortfall Cover, Cancer Top-Up Cover and Reconstructive Surgery Benefit.

3. Day-to-Day

Primary Care Benefit, Specialist Consultation Benefit and Preventative Care Benefit.

4. Value-Added Benefits

Accidental Death Cover, Gapwise Premium Waiver and Medical Aid Contribution Cover.


From R112 p/m *

See the FAQ's for more information, benefit amounts and limitations.


Ultra Cover


Starting at R140 a month, this covers:

1. In-Hospital Expenses

Gap Cover, Co-Payment Cover, Admission Fee Cover, Penalty Fee Cover, Appliance Benefit, Emergency Room Benefit, Hospital Account Shortfall Cover, Day-Hospital Cover and Sub-Limit Enhancer.

2. Cancer

Initial Cancer Diagosis Cover, Cancer Shortfall Cover, Cancer Top-Up Cover and Reconstructive Surgery Benefit.

3. Day-to-Day

Primary Care Benefit, Specialist Consultation Benefit and Preventative Care Benefit.

4. Value-Added Benefits

Accidental Death Cover, Gapwise Premium Waiver and Medical Aid Contribution Cover.


From R140 p/m *

See the FAQ's for more information, benefit amounts and limitations.


  • Ray Khumalo
    I had a climbing accident and had to be rushed to hospital. Gapwise made sure I didn’t have any medical shortfall.
    Ray Khumalo
  • Linda Lewis
    My son had to have his wisdom teeth removed. Gapwise covered everything, quickly and efficiently. I was super impressed with their turnaround time.
    Linda Lewis
  • Gloria Ndlamini
    My elderly mother had to have a medical procedure and her specialists charged over and above medical aid rates. Thank goodness for Gapwise. She managed to have all her treatments done without having to change her favourite doctor.
    Gloria Ndlamini
  • Sam Smith
    I broke my leg during a weekend hiking trip in September. Gapwise Lite covered any additional medical expenses and the whole process was super slick and easy.
    Sam Smith

What are medical aid shortfalls?


When life happens, make sure that you have the best cover, even if you have medical aid cover, as many medical procedures can cost over and above medical aid rates, opening you up to financial debt and stress.

Why do I need Gap Cover?

Many healthcare professionals charge over and above what your medical scheme pays. So when you have a medical emergency, or have to undergo an unexpected medical procedure, you may not be fully covered, leaving you and your family open to significant financial strain.

Medical Aid Schemes Only Cover 100%
Medical Aid Schemes Only Cover 100%
Your Doctor Could Charge You 500%
Your Doctor Could Charge You 500%

Shortfalls can land you unexpected Debt
Shortfalls Can Land You in Unexpected Debt
Gap Cover Protects You Against Those Shortfalls
Gap Cover Protects You Against Shortfalls
HOW DOES IT WORK?

Get Gap Cover from ONLY R112 a month! *


Gapwise is a unique online gap cover solution designed to fit all lifestyles and pockets. We’re proud to put our clients at the heart of everything we do and have hand-picked benefits and product categories based on our 120 years of experience in the industry.


* premiums are indicative and subject to a formal quote
 
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Ready to bridge the gap?


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